Privacy Policy

Plain language. No dark patterns.

Last updated: May 21, 2026

1. What we collect

When you sign up, we store your name, email, password hash, and the locale + currency you pick. If you sign in with Google, we additionally store your Google account ID. We do not request, store, or transmit any payment-card or bank-account information — Solvory never holds money.

Each debt you record stores: the counterpart name, amount, currency, optional due date, optional notes, and the type/category. None of this is shared with third parties without your action.

2. What we don't collect

• No real money — Solvory never moves funds, holds funds, or links to bank/card accounts.
• No tracking pixels or behavioural advertising trackers on our marketing pages.
• No selling of personal data, full stop.

3. Translations and OpenAI

Solvory uses OpenAI's API to bulk-translate UI strings between languages. Only generic interface strings (button labels, headings) are sent — never your debt records, names, or amounts.

4. Storage and security

Data is stored on Hostinger infrastructure in encrypted-at-rest databases. Passwords are hashed with bcrypt. API access is gated by short-lived Sanctum tokens scoped to your device.

5. Your rights

• Export — request a JSON dump of all your data via contact.
• Delete — soft-delete an account from settings; permanent erasure within 30 days.
• Correct — every debt record is editable directly in the app.

6. Children

Solvory is not intended for users under 16. We don't knowingly collect data from minors.

7. Changes

If this policy changes materially, we'll notify you in-app and via email. The "last updated" date above always reflects the current version.

8. Contact

Privacy questions: contact us or email privacy@solvory.co.