7–14 days
Every feature, including the AI assistant: 7 days with the monthly plan, 14 days with the yearly plan.
Start free trial
Money between people, finally clear.
Scan with your phone
Debt tracker and IOU app for friends and family
A shared debt tracker you can both trust: record who owes whom, track money owed to you and what you owe, and let both sides approve every change. Split bills with friends, send a PDF statement in one tap and settle the way you always do. Solvory never touches your money.
Download Solvory now on Google Play — App Store coming soon
Get it onGoogle Play
Coming soon to theApp Store
Scan with your phone
Already with us? Sign in in one tap
🔒No bank link, no card on file
🤝Both sides approve every change
🌍70+ languages, any currency
🚫No ads, no ad tracking
Track money owed to you, and what you owe
Track every debt — yours and theirs — in one calm place. Everything here is in the app today.
01
Both directions, one view
What you owe and what is owed to you, each with how much is already paid — in your currency, with reminders before due dates.
- Partial payments and settling for less
- Each debt keeps its own currency
- A PDF statement for each person, ready to send
02
Shared, and approved by both
Connect by 9-digit Solvory ID. Every change to a shared debt waits for the other side to approve it, so you both always see the same record.
- Not on Solvory? It stays private, like a notebook
03
Split bills with friends in a group
An expense sharing app for trips, flatmates and family: add a shared expense once and Solvory works out who owes whom.
Try the free split bill calculatorA full money manager
💳 Accounts, income and expenses
📊 Budgets per category
🔁 Recurring bills with reminders
🎯 Savings goals
🌙 Zakat calculator
📈 Spending reports
📴 Works offline
🔐 Fingerprint or face lock
☁️ Encrypted backup to your Google Drive
📄 CSV export
✨ AI assistant
An assistant that does the boring parts
- Smart addType it, say it, or snap a receipt.
- Payoff plan and insightsWhat to pay first, and when you will be debt-free.
- Reminders and questionsA kind reminder message, or "how much did I spend on food?"
You check every result before it is saved. Nothing is sent to the AI until you agree.
How the debt tracker works: three steps
No bank link, no card on file, no fees on settling. Solvory is a shared record between people who trust each other; the money moves however you already move it.
Add it
Who, how much, which way, by when — in seconds, or let the assistant fill it in.
Share it
Connect with the other person; they approve, and you both see the same balance.
Settle in real life
Pay the way you always do, then record it. Solvory never holds or moves money.
Try everything before you pay
Prices are set per country by the App Store and Google Play and shown in your currency before you pay.
Monthly or yearly
Keep everything after the trial, with a monthly allowance of AI actions. Renews until you cancel in your store account.
+ One-time AI top-ups, only if you want more.
Before you sign up
Straight answers about money, privacy and price.
How do I keep track of money people owe me?
Add each debt in seconds: who, how much, which way and by when. The debt tracker then shows what you are owed and what you owe for each person, in any currency, records full or partial payments and reminds you before the due date. You can attach a photo of the receipt and send the other person a PDF statement of every debt and payment.
Does Solvory hold or move my money?
No. Solvory is a record, not a payment service: no bank link, no card on file, no lending and no fees on settling. "Pay" and "Mark received" only record what already happened outside the app — cash, bank transfer or anything else.
Is Solvory free?
Solvory Pro starts with the free trial the App Store or Google Play offers: 7 days with the monthly plan or 14 days with the yearly plan, with every feature. Solvory Pro is a monthly or yearly subscription: the price shows in your currency before you pay, and you can cancel any time. The split bill calculator and the zakat calculator on this website are free and need no account.
How do I split bills with friends?
Create a group for a trip, a shared flat or the family and add each shared expense once, in any currency. Solvory splits it equally among the people who took part, keeps every balance up to date and suggests the fewest payments to settle up. For a one-off dinner, the free split bill calculator on this site works without an account.
Does the other person need Solvory too?
No. Debts with someone who isn't on Solvory stay private to you, like a notebook. If they join, connect by their 9-digit Solvory ID: from then on, every change to a shared debt waits for their approval in their Inbox, so you both always see the same balance.
Is my data private?
Your records are visible only to you and the people you connect with, and only for the entries you share. No ads, no ad tracking and no selling of data. You can lock the app with your fingerprint or face, export your records to CSV, back them up encrypted to your own Google Drive, and delete your account from the app.
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Clear records. Calm conversations.
Start with a free trial, 7 days with the monthly plan or 14 days with the yearly plan, then keep Solvory Pro monthly or yearly.
Get it onGoogle Play
Coming soon to theApp Store