How to split rent fairly when incomes differ
A simple framework for roommates and partners with unequal incomes — without anyone feeling shortchanged.
ספר חובות רב־לשוני למה שאתה חייב ומה שחייבים לך. סגור חשבונות בכבוד, ב־16 שפות. כסף אמיתי לעולם לא עובר דרך Solvory — רק אמון.
עקוב אחרי כל חוב — שלך ושלהם — במקום אחד שקט.
What you owe and what's owed to you, side-by-side. Sorted by what matters today — food, rent, then everything else.
Propose a smaller settlement, accept partial payments, mark mutual agreements. Both sides confirm — quietly.
Arabic, Hebrew, Farsi and Urdu with proper right-to-left layout. French, Spanish, Mandarin, Hindi, Turkish, Japanese — and dozens more. Switch any time.
Solvory never holds, transfers, or routes funds. We coordinate; you handle the actual settlement how you always have.
Add a debt on the subway. Solvory writes locally, syncs when you're back online. Conflicts resolved cleanly.
Spouse, family, business co-owner — invite who you trust. They see what you let them see. Nothing more.
Accounts, budgets, recurring bills, savings goals, a Zakat calculator, and spending reports — alongside your debts, not in a separate app.
Who, how much, when. Fifteen seconds in our bottom sheet.
Reminders nudge gently — three days before, then on the day. You stay in control.
Pay how you always do — bank, cash, gift. Both tap "done" in Solvory. Trail kept; ledger closed.
ללא חיבור לבנק. ללא כרטיס במערכת. ללא עמלות על סגירת חשבון. אנחנו רק שכבת תיאום נקייה — יומן משותף בין אנשים שסומכים זה על זה.
Including Arabic with proper right-to-left layout.
Glass cards, springy gestures, dark-first. Add a debt in fifteen seconds. Swipe to mark paid. Everything you need, nothing you don't.
Most "money apps" want to handle your transactions. Spreadsheets and notes apps don't talk to anyone. Solvory does the one thing in between: a shared ledger between trusted people.
No. Solvory is a coordination layer, not a payment processor. There's no Solvory account that holds funds, no card on file, no fees on settlement. When it's time to settle, you handle the actual transfer however you've always done it — bank, cash, an offsetting favour — and both sides confirm in the app.
Yes for personal use. Track an unlimited number of debts, in any currency, in 74 languages, plus the full money manager — budgets, bills, goals, and reports. Premium adds bigger ledgers, attachments, and exports.
Once you and another Solvory user link your ledgers, every change to a shared debt — adding it, recording a payment, forgiving the balance, settling for less, editing, deleting — becomes a contract that both sides approve. Until your partner approves, nothing changes on either ledger. This guarantees the records can never drift.
It still works. Solo entries behave like a private notebook — you track everything you owe and are owed, share a polite invite link if you want them on board, and if they sign up later, the entries auto-link by email.
Yes. Your records are visible to you and the partners you explicitly link with — no one else, ever. We don't sell debt records, don't show ads inside private history, don't rent your data to credit-scoring third parties. Export and delete on demand.
74 languages — English, العربية, Français, Español, Türkçe, Deutsch, 中文, 日本語, 한국어, हिन्दी, Português, Русский, Bahasa Indonesia and dozens more, including full right-to-left support. Currencies come from the admin-managed list — every major one is in by default, and admins add new ones without a release.
Yes. Alongside debts, Solvory has a built-in money manager: accounts and net worth, budgets per category, recurring bills with due-date reminders, savings goals, a Zakat calculator, and spending reports — converted into whichever currency you want to view them in.
Yes. The mobile app is offline-first — every action queues locally and syncs the moment you're back online. No data is lost, no double-counting, no surprises when reconnecting.
Bulk import is on the roadmap. Today you can replicate an existing ledger by adding each open debt as a single entry — typically a few minutes for a year of records.
Field notes on tracking money between people without making it weird. Practical, short, and free.
A simple framework for roommates and partners with unequal incomes — without anyone feeling shortchanged.
Splitwise works fine until half your group thinks in different currencies and writes notes in different scripts. Here's what to look for instead.
The unwritten rules of friendly debts, and how a shared ledger removes the social friction without removing the trust.